The Little Black Book of Scams


Facebook responds on privacy as new EU Facebook responds on privacy as new EU law looms Facebook will make it easier for its more than two billion users to manage their own data in a response to a tough new European Union law that comes into force in May. More videos Jeff Bezos: The tally included about a month of sales from the Whole Foods grocery chain that Amazon. Excluding the newcomer, Amazon’s revenue rose about 30 per cent, the fastest rate in a year. But Amazon is spending even more. Core operating costs increased at the fastest rate in at least five years, and the spending is eating up nearly all of Amazon’s sales. Related Articles Amazon beats profit forecasts after sales jump The company in the last three months generated its smallest operating profit margin in three years, at a puny 0. Advertisement This reaction is understandable because Amazon’s habit of investing nearly every dollar coming in the door has worked.

How to Find the Manufacturing Date of Your PC

The Nigerian dating scams target the lonely and vulnerable. The most common comment of victims who think they have found the love of their life is “I can’t believe I was so stupid! The Nigerian dating scams are hugely profitable. The Nigerians call them ‘maghas’ which is slang for gullible white people. The scammers spend their day trolling the dating sites and chat rooms for contact emails, and then send off thousands of fraudulent letters and emails awaiting the victim’s replies.

They are offering the chance of finding true love and happiness, and there are plenty of takers!

Post dated cheque (PDC): A PDC is a form of a crossed or account payee bearer cheque but post dated to meet the said financial obligation at a future date. Various types of cheques based on their functionality. Local Cheque: A local cheque is a type of cheque which is valid in the given city and a given branch in which the issuer has an account and to which it is connected.

Send We respect your privacy. All email addresses you provide will be used just for sending this story. Oops, we messed up. Try again later Thanks to automated payments and online banking, many of us rarely if ever write checks, but millions of Americans still pull out their checkbooks every day to pay their bills. The only way to possibly prevent a postdated check from being processed early is to let everyone involved know in advance — and in a format that goes beyond just postdating the check.

In some states, if a consumer gives the financial institution reasonably timed written notice about a postdated check before the check is received, then the notice is valid for up to six months. That means the bank must wait to cash the payment until the date stated on the paper or until six months is up, whichever comes first. But if the consumer gives oral notice to the bank, the institution must only wait 14 days before processing the note — even if that happens to be before the date on the check.

Additionally, the only time a bank can be held liable for processing a postdated check before the indicated date is if that notice is still valid. In which case, the CFPB says the institution may may be on the hook to cover damages such as the cost of overdrafts and other fees. Pamela Banks, senior policy counsel for our colleges at Consumers Union, tells Consumerist that sending a postdated check can be an indicator to the recipient that the check-writer is in dire financial straits.

She says that many people who end up falling into predatory lending traps like payday loans have also used postdated checks to try to stave off debt collectors. Instead, consumers could seek alternative measures such as a small-dollar loans from a credit union or community bank, inquire about a pay advance from their employer or work out a payment plan with the company or individual they are paying.

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The cheque has been sent. That is the message from the White House today after the father of a slain US Army sergeant said a generous offer from President Donald Trump had not materialised. But I was like, ‘Damn, no cheque’. Just a letter saying ‘I’m sorry’. The undisclosed sum to a charity set up in the year-old’s name only arrived after a media report about its absence, the newspaper said, with Mr Obama describing it as an oversight.

Trump in hot water with Gold Star families On Monday, Mr Trump said some of his predecessors “didn’t do anything” to console relatives of fallen soldiers , drawing widespread criticism.

Check Date vs. Issue Date. All check records show two dates: the Check Date and the Issue the vast majority of cases, these dates will be the same and will indicate when the check was generated.

Myth busters Busting these common myths will minimize your chances of being scammed. All companies, businesses and organizations are legitimate because they are licensed and monitored by the government: This is not always true. While there are rules about setting up and running a business or a company in Canada, scammers can easily pretend to have approval when they don’t.

Even businesses that are licensed could still try to scam you by acting dishonestly. All Internet websites are legitimate: Websites are quite easy and cheap to set up. The scammers can easily copy a genuine website and trick you into believing it is legitimate. There are short cuts to wealth that only a few people know: Ask yourself the question: Scams involve large amounts of money: Sometimes scammers target a large number of people and try to get a small amount of money from each person.

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Stephany Alexander Stephany Alexander In my opinion, the 3 biggest attraction killers that men are guilty of making: Bragging too much and not being a good listener. Many times men try to impress too much by talking about themselves and bragging, sometimes even exaggerating the truth to impress the woman. Listen to what a woman says, ask her questions, be interested in what she has to say because it is firstly about her and secondly about you when you initially meet.

A postdated check is a check with a future date written on it. For example, assume that today is January 1 st and you’re writing a check. In general, you’d put the current date (January 1 st) on the check. But you could just as easily write next week’s date on the check and say you wrote it January 8 th. In other words, you could postdate the check.

From the web How this scam works If you are selling something online, as a business or through classifieds ads, you may be targeted by an overpayment scam. The scammer will contact you, make you an offer—often quite generous—then make payment through credit card or cheque. They will be for an amount that is greater than the agreed price. The scammer will contact you with an apology for the overpayment, offering a fake excuse. The scammer might tell you that the extra money was included to cover agent’s fees or extra shipping costs.

Or they may just say they simply made a mistake when writing the cheque.

Payment instruments

They may use a fictional name, or falsely take on the identities of real, trusted people such as military personnel, aid workers or professionals working abroad. Dating and romance scammers will express strong emotions for you in a relatively short period of time, and will suggest you move the relationship away from the website to a more private channel, such as phone, email or instant messaging. They often claim to be from Australia or another western country, but travelling or working overseas.

They may take months to build what may feel like the romance of a lifetime and may even pretend to book flights to visit you, but never actually come. They may also ask you to send pictures or videos of yourself, possibly of an intimate nature.

When you write a personal check, you’re supposed to write the date in a designated spot in the top right hand corner of the check. Bank tellers are supposed to look at the date before allowing you to cash or deposit a check. Laws exist relating to the dating of checks, but if a check is undated, it.

View gallery – 4 images Information-gathering company, Intelius, has released an app called Date Check that in minutes scans billions of publicly available documents stored on numerous databases and hidden in countless files to ascertain if the guy or girl you just met is worthy of a second date. It says it has developed proprietary software that synthesizes publicly available information, public records and social network data from thousands of sources — they just get the information much, much quicker and probably cheaper than the average inquisitive Joe or Jane Citizen can.

Intelius says Date Check is a first of its kind mobile application that delivers critical information about potential dates right to your finger tips. Punch in the information and Intelius goes to work for a fee synchronizing billions of public records to provide a top line summary. Intelius collects, interprets and delivers information to consumers and businesses online. The company says its helps to facilitate an intelligent and informed decision-making process for our customers in business and life.

Intelius offers products and services ranging from basic people search and list management to employment screening and identity theft protection products available.

Meaning of “date” in the English Dictionary

Financial Definition of backdate What It Is In the finance world, backdating usually refers to the practice of changing the dates of option grants to one that is earlier than the actual grant date in order to place a lower exercise price on the options and thus enhance the potential profits from the exercise of those stock options. The practice sometimes also occurs in the insurance industry, whereby policy issuers make the effective date of a policy or claim earlier than the application date in order to obtain a lower premium for the customer or obtain better claim results.

Those options give John the right but not the obligation to purchase 1, shares of Company XYZ stock at the market price on the date of the grant. The board formally grants the stock options to John every year at its January board meeting.

Till then, I was sure I had paid well before the due date. • Despite subsequently making full payment, the erroneous cheque, to date, has not been returned to me.

We were both on a dating site and he quicky asked me to jump over to Yahoo and use regular email so I set up a bogus account on Yahoo and also gmail, and Installed the chat. His profile was pretty good. Widowed, one child , age 15 however, once we got to regular email his emails were very choppy. He said he was self Employed oil rig engineer in Houston, Tx with 8 men working with him. He right away fell madly in love with me and told me how great a kisser he was.

He asked for my snail address to send me a card but what I got was a dozen long stem Roses, a teddy bear and a box of Candy.

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Europe[ edit ] In most European countries, cheques are now rarely used, even for third party payments. In these countries, it is standard practice for businesses to publish their bank details on invoices, to facilitate the receipt of payments by giro. Even before the introduction of online banking, it has been possible in some countries to make payments to third parties using ATMs , which may accurately and rapidly capture invoice amounts, due dates, and payee bank details via a bar code reader to reduce keying.

In some countries, entering the bank account number results in the bank revealing the name of the payee as an added safeguard against fraud.

Jul 24,  · A post dated cheque is one that bears a date beyond the current date. Say for example if you write the date as 20/01/, it is a post dated cheque and can be encashed / sent in clearing only on or after 20/01/

This database is comprised of records sent to WASIS by courts and criminal justice agencies throughout the state of Washington only. This database includes conviction information, arrests less than one year old with dispositions pending, and information regarding registered sex and kidnap offenders. The WSP criminal history file also contains additional information such as arrest records that is not open to the general public.

The Criminal Records Privacy Act specifies criminal history dissemination guidelines. Conviction data may be released without restriction. Non-conviction information is not available to the public. Legislation requires that information be kept about the person requesting the report, such as target of the search, the name of the person requesting the search, and date the search was conducted. WASIS cannot guarantee the records you obtain through this site relate to the person on whom you are seeking information.

Searches based on names, dates of birth, and other identifiers are not always accurate.

Amazon doesn’t deserve blank cheque for its ambition

Cheques to be phased out in Experts have been looking for alternatives to the cheque Cheques will be phased out by October , but only if adequate alternatives are developed, the body that oversees payments strategy has said. The board of the UK Payments Council has set the date in a bid to encourage the advance of other forms of payment. The first cheque was written years ago and the decision will be greeted with disappointment by some small businesses and consumers.

The Council said there should be “no scenario” for using cheques by

Can a Postdated Check Be Cashed Before the Date? The laws differ from state to state, but the short answer is yes. Once you sign the check, it becomes legal tender, so it’s % legal for a bank to cash a postdated check before the date on it.

As a previous poster mentioned, this is an agreement between payer and payee and not instructions to the bank to withhold funds until a certain date. The payee is responsible. Also, it is technically fraudulent to write a cheque out of your account for funds that are not in the account yet , so the practice of writing out a cheque post-dated for payday is actually illegal.

Technically the bank IS liable for clearing the cheque before the date. There are chances for the payee to makie a mistake and deposit the cheque like batch deposit , but it is the bank’s job to catch such a transaction. This is what a bank does. If it was, then why is the DATE section on the date. Post dated cheques are used worldwide, I have only seen banks in Canada clearing post dated cheques and even some CSR saying that it is illegal to issue Post Dated cheques.

Online dating leaves middle-aged women in ‘single wilderness’

The thing with gadgets like iPhone is that while they cost higher in their category of devices, their maintenance and repair is also on the high side. This counts for you making sure that there is a warranty in place. Check iPhone Warranty Status and Purchase Date Online The reason for mentioning the warranty is that it is possible for iPhone owners to check it their devices have any warranty associated with Apple.

This applies for new buyers and also those who may have damaged their phones somehow.

After you write the check, make a record of the payment. A check register is an ideal place to do this, whether you use an electronic or paper register. A check register is an ideal place to do this, whether you use an electronic or paper register.

Her previous job had been selling BeautiControl cosmetics from her home. Marianne’s “job” for Israel Export Development Co. Gingrich’s spokesman said that since her job did not involve working with the US government, there was no conflict of interest. By amazing coincidence, Newt’s resurgence in the presidential campaign began about 10 minutes after Adelson wrote the first check. Here you have a perfect illustration of what the Citizens United campaign has meant for presidential politics.

Adelson’s main political issue is his hard-right pro-Israel stance, supporting aggresive settlements, and opposing any peace deals that involve ANY concessions to the Palestinians.

When Your Dates Fancy Your Dad Over You

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